Mobile Loan Signing Services

A MOBILE LOAN SIGNING AGENT is a professional who specializes in facilitating the signing of loan documents for mortgage and real estate transactions. They typically work independently or with signing service companies and are hired by mortgage lenders, title companies, or escrow firms to ensure that loan documents are properly executed by all parties involved in a transaction. Here's a description of what a mobile loan signing agent does:

  1. Travel to Client Locations: One of the primary responsibilities of a mobile loan signing agent is to travel to the location designated by the client, which could be the borrower's home, place of business, or any other convenient location. They often provide a mobile service, which means they travel to the client rather than requiring the client to come to them.

  2. Review Documents: Before meeting with the borrower, the signing agent thoroughly reviews all loan documents to ensure they are complete and accurate. This includes mortgage agreements, promissory notes, deed of trust, loan estimate, closing disclosure, and any other relevant paperwork associated with the loan transaction.

  3. Explain Documents: The signing agent guides the borrowers through the loan documents, explaining the purpose and significance of each document they are signing. They ensure that the borrowers understand the terms and conditions of the loan, including interest rates, repayment schedules, and any associated fees or penalties.

  4. Witness Signatures: The signing agent witnesses the signing of the loan documents by the borrowers and any other relevant parties, such as co-borrowers or guarantors. They verify the identity of the signatories and ensure that all signatures are executed properly and in accordance with legal requirements.

  5. Notarize Documents: In some cases, loan documents may require notarization. As a notary public, the signing agent can administer oaths, certify signatures, and affix their official seal to the documents to validate their authenticity.

  6. Ensure Compliance: The signing agent ensures that all parties involved in the transaction comply with legal and regulatory requirements governing the signing of loan documents. They also adhere to industry best practices and client-specific instructions to facilitate a smooth and legally binding transaction.

  7. Secure Document Delivery: After the signing is complete, the signing agent securely collects all signed documents and delivers them to the appropriate parties, such as the lender, title company, or escrow agent, in a timely manner to ensure timely processing and funding of the loan.

Overall, a mobile loan signing agent plays a crucial role in the loan closing process by providing convenience, expertise, and efficiency to ensure that loan documents are executed accurately and efficiently, ultimately facilitating the successful completion of real estate transactions.

*** PRICE VARIES ACCORDING TO THE LOAN PACKAGE